Bilt Rewards is one of the latest transferable rewards currencies in the credit card industry. The program lets you earn points for paying rent, using the Bilt World Elite Mastercard® Credit Card, dining out, and shopping at select stores. Bilt Points can be redeemed in several ways, including transfers to one of the most diverse selections of hotel and airline partners in any rewards program, such as Delta SkyMiles and United MileagePlus. You can redeem earned points for travel, rental credits, or a wide range of other rewards. In this guide, Discover Bilt Points Worth: How to earn smart rewards and find out whether the programme is truly valuable or just hype?l
What are Bilt Reward Points?
The currency of the Bilt Rewards ecosystem is called Bilt Points, also known as Bilt Rewards Points. Bilt is best known for allowing you to collect points by paying your rent, but it is also a diverse platform that offers points for a variety of other activities. You can earn Bilt points by just joining the program or by using the Bilt Card to pay for your rent and other purchases. These points can be redeemed for travel, hotel stays, airline transfers, rental credits, fitness classes, and other unique perks, making them highly flexible.
What Makes Bilt Points Valuable?
Bilt Points are considered valuable because, according to current expert analysis, each point is worth approximately 2.05 cents—significantly more than in many other rewards programs, where the average value is often only 1 cent per point. This indicates that, when utilized correctly, Bilt Points can provide more value for your money than many traditional loyalty programs. However, the true worth of Bilt Points depends on how they are redeemed. Points are most valuable when redeemed with hotel and airline partners, strategically booked for travel, or used for perks such as rental credits and exclusive experiences. Redeeming points without a plan may reduce their value, so understanding the best methods to use them is essential.
Which airlines does Bilt partner with?
Built rewards partners with a number of major airlines, allowing members to transfer and redeem their points for tickets throughout the world. Here is the list of some of Bilt’s airlines partners:
- Southwest Airlines -1:1
- Qatar Airways Privilege Club Avios -1:1
- British Airways Executive Club -1:1
- Japan Airlines -1:1
- Etihad Airways -1:1
How to Access and Use Bilt Rewards
Below are some easy steps to access Bilt Rewards:
- Sign up for a free Bilt account – Creating a membership is quick and free.
- Add your payment method – You can link any credit or debit card.
- Pay your rent through the Bilt app – Use the app to make your rent payment easily.
- Earn points automatically – Once you pay, your Bilt Points start adding up right away.
Value of Bilt Points in Real Dollars
When it comes to Bilt points to dollars, the value depends a lot on how you redeem them. Some redemption alternatives offer much more value, while others are less rewarding. Let’s break it down:
- Premium Options (Best Bilt Point Value)
These options give you the highest value per point:
- Travel partner transfers: Often 2.05+ cents per point.
- Travel portal bookings: 1.25 cents per point.
- Down payment savings: Fixed at 1.5 cents per point.
- Lower Value Options
These options give you less value per point:
- Rent statement credits: Just 0.55 cents per point.
- Amazon purchases: Only 0.7 cents per point.
How the Bilt Credit Card Adds Extra Value
The following are the primary reasons to consider the Bilt Mastercard:
- No-Brainer Benefits:
- Collision coverage for auto rentals.
- No foreign transaction fees for travel.
- Completely free, which means no annual fees ever.
- Trip cancellation protection.
- Earning Structure:
- 1x points on everything else, including rent.
- 2x points on travel and Walgreens.
- 3x points on all dining purchases.
- Up to 5x points with dining partners.
Note: It is essential to use the card at least 5 times monthly to earn points on rent.
How to Earn Bilt Points Beyond Paying Rent
While rent payments are the most attractive benefit of Bilt Rewards, there are many other earning opportunities, such as:
- Travel Bookings – Book through their travel portal and earn extra points in addition to whatever your linked card earns.
- Dining Programs – You can earn up to three extra points for every dollar spent at participating restaurants by linking any credit card to Bilt Dining. If you use the Bilt credit card, you can earn up to 6 points for each dollar spent on eating. This is equivalent to receiving 12% back on your purchase.
- Referral Bonuses – The Bilt referral program awards you 2,500 points for each approved referral, up to 50 referrals. Every five referrals earns you an additional 10,000 bonus points.
What Makes This Program Outstanding?
The following are the reasons that make this program outstanding and incredible:
- There is no annual cost, so you have no risk in trying it out.
- There are numerous ways to acquire money other than through spending.
- Strong transfer partners, including 20 airline and hotel programs.
- No other program offers rent rewards like this.
- Regular transfer bonuses of up to 150% during special promotions.
The best way to earn Bilt Rewards points is to use its credit card (especially for dining, travel, and rent). You can also earn points by inviting friends to apply for the Bilt Card, even if you are not a current cardholder. Beyond these methods, you can maximize your points by taking advantage of Bilt’s travel portal, dining programs, and special promotions, allowing you to earn extra rewards on everyday spending.
Frequently Asked Questions
You can earn Bilt Rewards points in a variety of ways, including paying rent, using the Bilt Card, inviting friends to receive the Bilt Card, collecting interest on your Bilt Rewards points, purchasing a property, and more.
You need to have a credit score of at least 680 or higher before applying for the Bilt Card. The higher your score, the better your chances of approval.
Nothing. All of your Bilt Points remain in your account, and you may earn and redeem them as usual using the Bilt app.
The Bilt sign-up bonus varies, but it often includes extra points for meeting spending restrictions within the first few months.
Bilt points are often most beneficial when transferred 1:1 to more than 20 airline and hotel loyalty programs.



















